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About BoatUS Policies: BoatUS features low rates, broad coverage and fast claims service for nearly a quarter million recreational boaters nationwide. For over 40 years, we’ve offered a variety of affordable boat insurance policies developed for boaters by boaters – all with unique features you won’t find anywhere else. We insure boats of all types – Yacht to PWC – with policies sure to fit your checkbook and boating lifestyle .

Your policy is serviced by boating experts who are committed to excellence. In the event of a claim, there is no more dedicated group to ensure you get back on the water - faster. Why trust your investment to just anyone when you can choose the Best Crew for Protecting You – the insurance specialists at BoatUS!

BoatUS Marine Insurance is available in the continental United States to boat owners with a U.S. address (excluding Alaska).

Total Protection Yacht Policy – Flagship Coverage for the Best Protection

Boat Saver Policy – An Economic Option for Basic Protection

Personal Watercraft Policy – Designed Especially for the PWC Owner

ANGLER Insurance – Coverage for your Boat and Gear

Stand Alone Liability Policy – Provides coverage for third-party property damage or bodily injury. Excludes coverage for your boat and equipment.

Add-on Coverages – Ice and Freezing, Depreciation Waiver, Personal Effects, Lower Dinghy Deductible, Lower Electronics Deductible – may be available along with your policy.

All BoatUS Policies Include:

24-Hour Immediate Dispatch - our expert claims staff is standing by seven days a week to help policyholders through boating emergencies, including sinking, salvage, fuel spill containment and pollution clean-up.

$250 Towing Service - for breakdowns on the water or on the road while trailering your boat - up to $250 for each incident for the insured boat with a maximum of $500 per year. The good news -should you ever need to use this coverage, there is no claims history attached to it and no premium increase because of it. (ex. Liability Only)

$25,000 Supplemental Family Medical payments - In addition to the medical coverage you select with your policy, this additional $25,000 covers injuries for each family member to help ensure that your family does not have any large out-of-pocket expenses if they are injured onboard.

Additional $800,000 Fuel Spill Liability – this additional liability covers unintentional discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This “green coverage” is important now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage. This coverage is provided in addition to the policy’s normal liability coverage.

Full Salvage Assistance - covers you for the full cost of salvage, without a deductible, up to the insured value of your boat.

Uninsured Boater Protection – Additional medical coverage for your injuries caused by a collision if a hit-and-run or uninsured boater is at fault. Amount is equal to the liability amount on the policy.

Liability for Dock Contracts – If you signed a contract to store your boat at a marina, this coverage is for any legal liability it requires you to assume as a result of property damage or injuries to your guests while on the marina’s property.

Hurricane Haul-out Coverage – up to 50% or $1,000 in reimbursement for professional hauling and/or preparation in the event of a NOAA Named Storm in your area. (ex. PWC)

Seaworthy Damage Avoidance Program – BoatUS insurance specialists turn actual claim case studies into boat and life-saving articles for you in Seaworthy, the quarterly newsletter written especially for insured Members. Policy holders receive it free. Subscriptions are available for non-insureds for $10/yr.

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