Your policy is serviced by boating experts who are committed to excellence. In the event of a claim, there is no more dedicated group to ensure you get back on the water – faster. Why trust your investment to just anyone when you can choose the Best Crew for Protecting You – the insurance specialists at BoatUS!

BoatUS Marine Insurance is available in the continental United States to boat owners with a U.S. address (excluding Alaska).

Total Protection Yacht Policy – Flagship Coverage for the Best Protection

Boat Saver Policy – An Economic Option for Basic Protection

Personal Watercraft Policy – Designed Especially for the PWC Owner

ANGLER Insurance – Coverage for your Boat and Gear

Stand Alone Liability Policy – Provides coverage for third-party property damage or bodily injury. Excludes coverage for your boat and equipment.

Add-on Coverages – Ice and Freezing, Depreciation Waiver, Personal Effects, Lower Dinghy Deductible, Lower Electronics Deductible – may be available along with your policy.

All BoatUS Policies Include:

24-Hour Immediate Dispatch – our expert claims staff is standing by seven days a week to help policyholders through boating emergencies, including sinking, salvage, fuel spill containment and pollution clean-up.

$250 Towing Service – for breakdowns on the water or on the road while trailering your boat – up to $250 for each incident for the insured boat with a maximum of $500 per year. The good news -should you ever need to use this coverage, there is no claims history attached to it and no premium increase because of it. (ex. Liability Only)

$25,000 Supplemental Family Medical payments – In addition to the medical coverage you select with your policy, this additional $25,000 covers injuries for each family member to help ensure that your family does not have any large out-of-pocket expenses if they are injured onboard.

Additional $800,000 Fuel Spill Liability – this additional liability covers unintentional discharge of oil or fuel that can occur in a sinking, fire, collision, grounding, etc. This “green coverage” is important now that federal and state laws subject boaters to liability for cleanup, containment, and environmental damage. This coverage is provided in addition to the policy’s normal liability coverage.

Full Salvage Assistance – covers you for the full cost of salvage, without a deductible, up to the insured value of your boat.

Uninsured Boater Protection – Additional medical coverage for your injuries caused by a collision if a hit-and-run or uninsured boater is at fault. Amount is equal to the liability amount on the policy.

Liability for Dock Contracts – If you signed a contract to store your boat at a marina, this coverage is for any legal liability it requires you to assume as a result of property damage or injuries to your guests while on the marina’s property.

Hurricane Haul-out Coverage – up to 50% or $1,000 in reimbursement for professional hauling and/or preparation in the event of a NOAA Named Storm in your area. (ex. PWC)

Seaworthy Damage Avoidance Program – BoatUS insurance specialists turn actual claim case studies into boat and life-saving articles for you in Seaworthy, the quarterly newsletter written especially for insured Members. Policy holders receive it free. Subscriptions are available for non-insureds for $10/yr.

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You get the best auto insurance rates when companies compete for your business.

Why are we different?

1. Our quotes are accurate*
Our premium quotes come directly from the insurance companies. They are accurate rate quotes, not ballpark estimates.

2. We provide one-stop shopping
You can compare instant, side-by-side rates from top companies and buy right away. You can even purchase auto insurance policies online.

3. Trusted Names and Experienced Agents
We understand that you want insurance from companies you can trust, so we only work with the best names, such as Travelers, Liberty Mutual, The Hartford, MetLife, Safeco, and others. Our knowledgeable, licensed in-house auto insurance agents are ready to help.

A well-balanced insurance plan often contains many different insurance products, from auto insurance to life insurance to home or renters insurance. You’ll find that your insurance needs change as your life changes. Read about insurance.com‘s product offering below and receive their quotes today:

Auto Insurance: Save hundreds a year by comparing auto insurance quotes from some of the nation’s top companies. Buy online or over the phone today.  Get instant online quotes now! 

Life Insurance: You could save up to 70% on premiums. Get instant online life insurance quotes in less than one minute. Compare policies from leading life insurance companies. Get instant online quotes now! 

Home, Condo or Renters Insurance: Get free home insurance, condo insurance and renters insurance quotes from several leading insurance companies. Get instant online quotes now! 

Individual, Family & Student Health Insurance: Health insurance plans cover preventative care as well emergency care. Provide long-term protection for your family today. Get instant online quotes now! 

Small Business – Group Medical Insurance: We offer personalized service for small businesses. We have the experience and local knowledge to meet your health insurance needs now and as your company grows. Get instant online quotes now! 

Dental Insurance Plans: We feature a wide variety of plans, features and services that cover all dental needs from simple checkups to root canals and braces. Our elaborate database of dentists gives you the freedom to choose the dentist by either location or specialty. Get instant online quotes now! 

Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

The company’s technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

eHealthInsurance was founded in 1997 and its technology was responsible for the nation’s first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

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Monthly premiums for typical dental insurance policies may be as much as $30 per month for individuals and more than $100 per month for family plans. Instead, the discount dental plans provided by DentalPlans.com are much less expensive and can be paid annually. Discount dental plans start at only $79.95 a year per individual and only $129.95 a year per family. Plus, discount dental plan members receive 3 additional months for free when they join on DentalPlans.com. So discount dental plan members enjoy discounts on dental care for 15 months for the price of 12 months! That averages out to less than $6 a month per individual and less than $9 a month per family for the most cost-effective plans!

Usually, insured individuals must meet their deductible before their dental insurance companies begin to cover their dental care, so the cost of deductibles should be considered when calculating the overall costs associated with dental insurance. Annual deductibles can vary from $25 to $50 per covered individual, depending on the dental insurance policy. On the other hand, discount dental plans do not have deductibles. Instead, discount dental plan members pay an annual membership fee, allowing them to pay discounted rates at participating dental providers at the time services are rendered.

The majority of dental insurance plans cap the amount of reimbursement to an annual maximum that is usually $1,000 to $1,500 per year. The insured individual is responsible for any costs incurred after that. Discount dental plans do not have annual limits. Plan members can use their discount dental plans as often as they’d like. There is no limit to the amount of money members can save by using their discount dental plans!

Individuals with dental insurance policies often complain about the time-consuming bureaucracy they are forced to face, including written claims procedures, exclusions on pre-existing conditions, and waiting periods for major procedures. Alternatively, the easy-to-use discount dental plans found on DentalPlans.com are designed to save members time and money.

Most dental insurance policies require their members to go through a tedious written claims process every time they use the service. There are no tedious paperwork hassles with discount dental plans; discount dental plan members simply present their plan membership card to participating providers at the time of service to receive discounts on most dental procedures.

Dental insurance plans will frequently refuse to cover certain procedures or impose long waiting periods. For example, many dental insurance policies have exclusions on pre-existing conditions and may require a 6 to 18 month waiting period before paying for major dental treatment. Conversely, most discount dental plans are free of these limitations and activate within 3 business days, allowing plan members to join and start saving on their dental care as quickly as possible. Additionally, select discount dental plans offer significant savings on dental specialties, such as orthodontics and teeth whitening, while dental insurance policies very rarely cover these procedures.

The rising cost of insurance premiums makes dental insurance inaccessible to many individuals and families unless it’s provided by their employers. The cost-effective discount dental plans offered by DentalPlans.com are an accessible alternative to costly dental insurance available directly to individuals, families, businesses and other groups. Discount dental plans are an easy, flexible way for businesses to save time and money on valuable dental care for their employees. Also, unlike many dental insurance plans, discount dental plans do not have a minimum participation policy for employees or their dependants. Despite the differences between traditional dental insurance and discount dental plans, they can even be used together in certain situations to maximize savings.

DentalPlans.com is devoted to helping America access quality dental care and save money in the process. In short, discount dental plans are an affordable and easy-to-use alternative to dental insurance, and offer plan members significant savings on most dental procedures. We proudly offer the freedom to choose from an extensive selection of discount dental plans designed to save members money on their dental care needs.

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HSBC Instant Term Life Insurance

A Life insurance policy can be the most important investments you can make, period. Learn about HSBC Insurance‘s term life coverage, which can give you up to $500,000 in life insurance coverage without a medical exam! You just need to answer a few questions about your health and you could qualify, apply, and buy online in minutes.

HSBC Insurance makes it simple. You can apply completely online and there’s NO MEDICAL EXAM…just answer a few health questions. Within minutes you can get a coverage decision and print out your policy right from your home computer! And no agent will contact you unless you request them to do so.

Are you ready to get started? Take a moment to learn more about this valuable coverage. When you’re confident that the HSBC Instant Term Life Insurance coverage is right for you and your family, get your free quote, apply and then purchase your policy online. It’s that simple.

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As the leading online insurance marketplace, NetQuote has a trusted relationship with thousands of local insurance agents, at over 100 of the nation’s top insurance companies.

Consumers complete one simple and secure online application, NetQuote matches their application with the right agents, and within minutes the consumer receives multiple insurance quotes directly from those competing companies. Consumers typically receive up to 4 offers, and, after comparing a variety of insurance coverage plans and rates, choose the right insurance carrier and policy that meets their needs and fits their budget.

To date, NetQuote has connected over 25 million users to insurance agents and offers the insurance industry’s largest agent network.

As the most visited insurance shopping site on the web, their mission is to provide articles, information, and guidance for consumers on the best ways to save, shop for and choose the right insurance policy, while continuing to offer insurance agents with ever-improving tools and leads to help them drive to success.

Choosing the best business insurance policy does not have to be difficult or expensive. Your goal should be the best coverage available at a price your business can afford. Here are some tips to choosing a policy that accomplishes your twin goals:

Address Your Main Concerns

No one knows your business better than you. Before purchasing a business insurance policy make a list of your major insurance concerns (i.e., adequate limits of liability, loss of income, etc.). Review each policy to see how each addresses your primary concerns. By completing this process you will be in a better position to review your options and choose the most suitable coverage.

Review Policy Limits and Deductibles

When choosing a policy you’ll have to look at the numbers. Review the policy limits and make sure limits for property and liability are sufficient.

Review all deductibles within the policy and make sure you can handle the out-of-pocket expense. Remember, the more your business can pay after a loss the lower the policy premium. Consider a policy that allows you to raise deductibles if you’re comfortable with the increased risk.

Review Who Is an Insured

An “insured” under your business insurance policy is any person or entity to which your insurance applies. Consider all those with an interest in your business insurance coverage (e.g. employees, partners) to ensure they are a named “insured” under the policy.

Review Dates

Insurance policies often include limitations on the number of days certain coverage will apply (such as the “period of restoration” under a business income policy) or how soon the policyholder must act before the conditions of the policy change. Scan the policy for time limits and ensure that you understand the policy’s terms.

Consider the Company

Choosing the right business insurance policy may boil down to your relationship with the insurance company. Make sure the company’s interests match yours. Are you interested in a long-term relationship? Research the company’s financial strength to ensure that it will be in business for the long term. Are you a high-maintenance client? If so, make sure the company can handle your requests in a timely manner.

Remember, the company you select is the insurance company that you will want to pay your claim if the worst should happen. Don’t choose a policy offered by a company that does not make you feel 100% confident.

Learn more about business insurance from NetQuote – get your free business insurance quotes today.

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They can Save You Time & Money
For more than a decade, InsureMe‘s insurance shopping service has helped millions of consumers find the affordable insurance coverage they need by doing their insurance shopping for them. Let us help you, too!

It’s Time to Take Action
Prepare for the future now with the comprehensive insurance coverage you need. Complete their quote box, apply for your free insurance quotes—and walk away with superior coverage at rates you can afford. InsureMe makes it easy!

Please Note: Along with auto, home, life and health insurance rates, InsureMe also provides health discount program quotes.

At InsureMe, they know that providing you with up-to-date insurance information is a key factor in helping you find the right insurance. That’s why we’ve created this comprehensive resource center to give you the answers you need about auto, home, life, long-term care and health insurance.

In their resource center, you’ll find anything from state-specific information on each insurance type to tips for saving money on insurance. So whether you just want the basics or a more in-depth look at insurance, we’ve got it covered.

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So, whether you are looking for the cheapest price for your expiring car insurance, or want to compare prices for house, renters, disability, long term care, cancer, burial (final expense), life insurance, and annuity, 2insure4less can help you find an affordable insurance plan that meets your needs. Check if you can save money on your healthcare, or medical supplement insurance, you can instantly compare offers of cheap insurance coverage and quotes online, or speak with expert who is an insurance agent or broker licensed to advice and transact insurance in your state.

2insure4less can also help you find affordable business insurance:

Of all the types of business insurance, perhaps the most sought after is health insurance for small business owners. You want the best possible small business insurance group health insurance plan for yourself and your employees, but increased healthcare costs make it increasing difficult to find an affordable small business health insurance quote. Since 2insure4less constantly monitors current small business health insurance rates, just answer a few quick and easy questions and we’ll instantly search small business group health insurance plans to find the best policy for you and your business.

Keep in mind that small business medical insurance rates change all the time. If you have an existing business that already has a small business health insurance plan in place for you and your employees, you owe it to yourself to get current small business health insurance quotes to see if your current health insurance rates are still competitive.

But small business owner health insurance is hardly the only type of insurance you’ll need to run you’re business. That’s why 2insure4less also enables you to compare current rates on business owner’s package policies, lawsuits insurance policies, business continuity polices, and business auto insurance rates. So, whether are you a new business just starting up or an existing business, you owe it to yourself to check current business insurance rates at 2insure4less. They’ll help you save time and money.

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Esurance is rated ‘A-’ (Excellent) by A.M. Best, a leading, independent rating organization. Our corporate parent provides extensive industry know-how and financial stability, so you know we’ll be there for you when you need us.

As an authorized insurance provider, we’re currently licensed in the states listed below. If the state you live in isn’t listed, please check back with us soon, as we’re constantly expanding our business to include additional states.

Where indicated below, we’re licensed as Esurance Insurance Services, Inc., and/or represented by:

Sarah Ainslie
650 Davis Street
San Francisco, California 94111

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